FINANCIAL PLANNING FOR THE UTTERLY CONFUSED This book is a financial tool for those people who keep saying they have to organize their financial affairs but don't know how to get started. The author presents an alphabetically arranged listing for the financial instruments that these investors are likely to be interested in. Frank appraisals of the advantages, disadvantages, costs and benefits of each type of financial instrument are provided as well as techniques for evaluating the degree of risk they can afford to take. This edition also focuses on the practical aspects of estate planning and discusses financial planning issues of special concern to women. A new section guides readers through the confusing maze of IRAs and Keogh plans, and the implications of the proposal to tax social security benefits are clearly explained.