HOLDING THE DREAM Surrounded by the sweeping cliffs and beauty of Big Sur, Kate Powell  treasured her life at Templeton House...and the family who raised her like one of their  own.   Although Kate lacked Margo's beauty and Laura's elegance, she knew she had  something they would never possess--a shrewd head for business.  Driven by ambition,  Kate measured her life's success with each soaring promotion.  But now faced with  professional impropriety, Kate is forced to look deep within herself--only to find  something missing in her life...and in her heart.